Housing & Lending
Shelter is a basic human need - and homeownership is a basic key to financial viability. Some of the civil rights issues we look at here are predatory lending, fair housing laws, and homelessness.
February 3, 2017 - Posted by Patrick McNeil
President Trump on Friday signed an executive order calling for a massive rollback of consumer protection and banking regulation laws.
June 3, 2016 - Posted by Patrick McNeil
At a field hearing in Kansas City on June 2, the Consumer Financial Protection Bureau (CFPB) proposed a rule to rein in predatory payday and car title lending – an industry that targets communities of color.
June 25, 2015 - Posted by Julie Faust
On June 25, the Supreme Court ruled on the side of civil rights and the American people in two pivotal cases: King v. Burwell and Texas v. Inclusive Communities Projects. In its decisions, the high court preserved the integrity of bedrock civil rights protections by affirming the validity of key components of the Affordable Care Act and the Fair Housing Act.
January 22, 2015 - Posted by Julie Faust
On January 21, the U.S. Supreme Court heard oral arguments in Texas Department of Housing vs. The Inclusive Communities Project, a case that will either uphold or strike down a crucial tenet of the Fair Housing Act – at a time when the U.S. housing market remains intensely segregated.
November 19, 2014 - Posted by Patrick McNeil
Earlier this year, The Leadership Conference Education Fund, working with the Asset Building Policy Network (ABPN) and brilliant corners Research & Strategies, undertook a public opinion research project aimed at improving the way we talk with communities of color about issues of financial health. Through a series of focus groups and polling, much of the findings were sobering – and not very surprising.
June 19, 2014 - Posted by Tyler Lewis
On June 17, The Leadership Conference on Civil and Human Rights expressed vigorous support for the confirmation of San Antonio, Texas Mayor Julian Castro to be the next Secretary of the Department of Housing and Urban Development (HUD) in a letter to the Senate Committee on Banking, Housing, and Urban Affairs. President Obama nominated Castro last month.
January 14, 2014 - Posted by Patrick McNeil
The Consumer Financial Protection Bureau (CFPB) on Friday introduced mortgage rules promising new rights for borrowers and greater protection from harmful practices. The new category of mortgages – termed a “qualified mortgage” – comes free of risky features and is made based on a borrower’s ability to repay over the course of many years – not just initially when low interest rates keep payments affordable.
December 10, 2013 - Posted by Patrick McNeil
The Senate voted 57-41 on Tuesday to confirm Congressman Mel Watt as director of the Federal Housing Finance Agency (FHFA), a position that oversees Fannie Mae, Freddie Mac, and the Federal Housing Administration.
November 4, 2013 - Posted by Patrick McNeil
The Leadership Conference on Civil and Human Rights filed an amicus brief last week in the Township of Mount Holly v. Mt. Holly Gardens Citizens in Action, Inc. case regarding the use of disparate impact theory under the Fair Housing Act (FHA), which the Supreme Court will hear on December 4, 2013.
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