Housing & Lending
Shelter is a basic human need - and homeownership is a basic key to financial viability. Some of the civil rights issues we look at here are predatory lending, fair housing laws, and homelessness.
January 14, 2014 - Posted by Patrick McNeil
The Consumer Financial Protection Bureau (CFPB) on Friday introduced mortgage rules promising new rights for borrowers and greater protection from harmful practices. The new category of mortgages – termed a “qualified mortgage” – comes free of risky features and is made based on a borrower’s ability to repay over the course of many years – not just initially when low interest rates keep payments affordable.
December 10, 2013 - Posted by Patrick McNeil
The Senate voted 57-41 on Tuesday to confirm Congressman Mel Watt as director of the Federal Housing Finance Agency (FHFA), a position that oversees Fannie Mae, Freddie Mac, and the Federal Housing Administration.
November 4, 2013 - Posted by Patrick McNeil
The Leadership Conference on Civil and Human Rights filed an amicus brief last week in the Township of Mount Holly v. Mt. Holly Gardens Citizens in Action, Inc. case regarding the use of disparate impact theory under the Fair Housing Act (FHA), which the Supreme Court will hear on December 4, 2013.
January 4, 2012 - Posted by Ron Bigler
Faced with ongoing obstruction by Senate Republicans against the confirmation of qualified nominees, President Obama today made a recess appointment of Richard Cordray to lead the newly created Consumer Financial Protection Bureau (CFPB).
December 9, 2011 - Posted by Ron Bigler
The U.S. Senate this week failed to move forward on votes to confirm two high-profile Obama administration appointees. The nominations of both Caitlin Halligan to serve on the U.S. Court of Appeals for the District of Columbia and Richard Cordray to be the first director of the new Consumer Financial Protection Bureau (CFPB) failed to get the 60 votes needed to overcome Republican-led filibusters and allow for up-or-down confirmation votes.
October 6, 2011 - Posted by Tyler Lewis
The Senate Judiciary Committee voted 12-10 today to send Richard Cordray's nomination to head the new Consumer Financial Protection Bureau to the full Senate for consideration.
September 14, 2011 - Posted by Ron Bigler
The Leadership Conference on Civil and Human Rights is calling on Congress to pass "strong, bipartisan proposals" contained in the American Jobs Act, provide help to struggling homeowners, and preserve recently-enacted consumer financial protections.
September 7, 2011 - Posted by Tyler Lewis
Richard Cordray, President Obama's nominee to head the new Consumer Financial Protection Bureau, reiterated his commitment to "evenhanded, fair, and reasonable" enforcement of the nation's consumer protection laws at his confirmation hearing before the Senate Banking Committee yesterday.
July 21, 2011 - Posted by Ron Bigler
The Leadership Conference on Civil and Human Rights is opposing legislation that would greatly undermine the ability of the newly-created Consumer Financial Protection Bureau (CFPB) to prevent the kinds of abuses and behavior that led to the recent and ongoing financial crisis.
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