Data, Lending, and Civil Rights Conference
On April 8, 2015, The Leadership Conference Education Fund, Georgetown Law Center on Privacy & Technology, and Americans for Financial Reform will host a conference on “Data, Lending, and Civil Rights” at Georgetown Law Center, in Washington, DC. The event will convene a diverse group of civil rights, consumer, and financial inclusion advocates, industry representatives, technologists, academics, and government officials to discuss the role of big data in the future of lending.
This event will build on the civil rights community’s efforts in producing the Civil Rights Principles for the Era of Big Data and the lessons learned by the White House in its 2014 review of big data. The White House’s report – “Big Data: Seizing Opportunities, Preserving Values” – highlighted the need to better understand the potential for discrimination, inequality, and other civil rights issues.
Watch the live stream: http://apps.law.georgetown.edu/webcasts/eventDetail.cfm?eventID=2623
The Twitter hashtag for this event is #lendingdata.
Data, Lending, and Civil Rights
Georgetown University Law Center, Gewirz Hall, 12th Floor, 120 F St. NW, Washington, DC 20001
April 8, 2015
|12:45 - 1:15 p.m.||Registration|
|1:15 - 1:25 p.m.||Welcome and Introduction|
|1:25 - 2:50 p.m.||Panel 1: Evaluating the Benefits and Risks of New Data Usage for Vulnerable Communities
What does existing research say about the benefits and risks of recent innovations and practices that use new streams of data to make eligibility and pricing determinations? Based on that research, are there logical distinctions to be made among the new streams of data, and new data practices, which would facilitate understanding and regulation? More broadly, what does "fair access to credit" mean in the 21st century?
Moderator: Laura Moy, New America's Open Technology Institute
|2:50 - 3:05 p.m.||
|3:05 - 3:20 p.m.||Break|
|3:20 - 4:50 p.m.|| Panel 2: The Path Forward
What is the research, regulatory, and oversight agenda that we need to (a) ensure fairness, (b) protect against inaccuracies, and (c) enhance individual control over data practices in the credit industry? More broadly, how can advocates, industry, and regulators promote data practices that are beneficial for vulnerable communities, and more closely scrutinize practices that may be harmful?
Moderator: Prof. David Vladeck, Center on Privacy & Technology, Georgetown Law
|4:50 - 5:00 p.m.||Closing Remarks|
Morning working session attendees can find their agenda here.