The Leadership Conference on Civil and Human Rights

The Nation's Premier Civil and Human Rights Coalition

The Leadership Conference on Civil and Human Rights  & The Leadership Conference Education Fund
The Nation's Premier Civil and Human Rights Coalition

Data, Lending, and Civil Rights Conference

On April 8, 2015, The Leadership Conference Education Fund, Georgetown Law Center on Privacy & Technology, and Americans for Financial Reform will host a conference on “Data, Lending, and Civil Rights” at Georgetown Law Center, in Washington, DC. The event will convene a diverse group of civil rights, consumer, and financial inclusion advocates, industry representatives, technologists, academics, and government officials to discuss the role of big data in the future of lending. 

This event will build on the civil rights community’s efforts in producing the Civil Rights Principles for the Era of Big Data and the lessons learned by the White House in its 2014 review of big data. The White House’s report – “Big Data: Seizing Opportunities, Preserving Values” – highlighted the need to better understand the potential for discrimination, inequality, and other civil rights issues.

RSVP here.

Watch the live stream: http://apps.law.georgetown.edu/webcasts/eventDetail.cfm?eventID=2623

The Twitter hashtag for this event is #lendingdata.

Data, Lending, and Civil Rights

Georgetown University Law Center, Gewirz Hall, 12th Floor, 120 F St. NW, Washington, DC 20001

April 8, 2015


12:45 - 1:15 p.m. Registration
1:15 - 1:25 p.m. Welcome and Introduction
1:25 - 2:50 p.m. Panel 1: Evaluating the Benefits and Risks of New Data Usage for Vulnerable Communities

What does existing research say about the benefits and risks of recent innovations and practices that use new streams of data to make eligibility and pricing determinations? Based on that research, are there logical distinctions to be made among the new streams of data, and new data practices, which would facilitate understanding and regulation? More broadly, what does "fair access to credit" mean in the 21st century?

Moderator: Laura Moy, New America's Open Technology Institute

  • Eric Halperin, Open Society Foundations
  • Sarah Parker, Center for Financial Services Innovation
  • Eric Rodriguez, National Council of La Raza
  • Aaron Rieke, Upturn
  • Jesse Van Tol, National Community Reinvestment Corporation
2:50 - 3:05 p.m.

Keynote Remarks

  • Wade Henderson, President, The Leadership Conference on Civil and Human Rights
  • Zixta Martinez, Associate Director of External Affairs, Consumer Financial Protection Bureau
3:05 - 3:20 p.m. Break
3:20 - 4:50 p.m. Panel 2: The Path Forward

What is the research, regulatory, and oversight agenda that we need to (a) ensure fairness, (b) protect against inaccuracies, and (c) enhance individual control over data practices in the credit industry? More broadly, how can advocates, industry, and regulators promote data practices that are beneficial for vulnerable communities, and more closely scrutinize practices that may be harmful?

Moderator: Prof. David Vladeck, Center on Privacy & Technology, Georgetown Law

  • Anne Fleming, Georgetown Law
  • Persis Yu, National Consumer Law Center
  • Ed Mierzwinski, US PIRG
  • Maneesha Mithal, Federal Trade Commission
4:50 - 5:00 p.m. Closing Remarks

Morning working session attendees can find their agenda here.









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